CareCredit: Finance Your Treatment
As always, we are constantly looking for ways to enhance our service and make it more convenient for others to enjoy our program. We would like to take this opportunity to announce our partnership with CareCredit, a GE Finance Company, which allows us to offer financing for those who would like a payment plan.
Applying for financing is easy! Simply go to www.CareCredit.com and fill out their credit application. To learn more about our financing option, contact one of our health and wellness consultants by calling toll free 877-698-8698.
Click here to calculate your monthly payments!
LAYAWAY PLAN
Through our layaway plan, you may pay for your new guest appointment with the convenience of paying the balance in installments prior to your appointment. We require $500 for a down payment on the date you schedule your new guest appointment. There is no interest and no associated fees charged to use our layaway plan. The balance due must be paid in full on the date you come to our center for your new guest appointment. Contact a new guest consultant for details at 877-698-8698!
INSURANCE
Q: Do you accept insurance?
A: We do not accept assignment from insurance companies. Our policy regarding insurance has always been that we choose to work directly with and for our patients, rather than indirectly through an insurance company. Therefore, we have never joined any HMOs, PPOs, Medicaid or other types of managed care. Because we do not work with insurance companies, we do not stay versed on their coding requirements and therefore do not use such coding. Because of this, it is not likely that insurance companies will process your claims. Additionally, because we seek to prevent disease and promote wellness, many of our medical services would be uncovered.
Our doctors have voluntarily opted out of the Medicare Program. As a result, our doctors can see Medicare patients, but only if they first elect to pay in full for all services rendered and sign a Medicare "Waiver" in which they agree not to file claims with Medicare to seek reimbursement for the medical care they receive at the Hotze Health & Wellness Center.
Q: What are your views on insurance that affect this decision?
A: We typically view insurance as something to cover major losses such as home or auto. Ultimately, the person who writes the checks is the decision-maker in a process. Today insurance company and managed care guidelines are dictating the decisions most doctors are making. Today doctors no longer have a doctor-patient relationship but rather a doctor-insurer-patient relationship and the major factor in this relationship is what is covered rather than what is best for you. Do we really want our insurance company in charge of our health? Do you really want a person sitting behind a desk at an insurance company, who knows nothing about you, and often without any medical background, deciding what medical treatment you can receive?
